MaryAnn Odinakachukwu - Inspired by Insiders

Writing a will is not exciting, but it’s one of the most thoughtful things you can do for the people you care about. A well-crafted will removes guesswork, lowers stress, and keeps conflict to a minimum when your loved ones are trying to make sense of a difficult time. Unfortunately, when people draft a will, they often leave out key details that may cause a family feud. Here are 12 commonly forgotten things that deserve a place in your will. 1. Naming a Backup Executor Most people name a trusted friend or relative as executor, but what if that person isn’t available when the time comes? They could be ill, live abroad, or simply decline the role. Naming a backup executor gives your will a built-in contingency. Without one, the court steps in, and they might not choose someone who knows your wishes or your family. 2. Digital Accounts And Assets We all live online now, and that means your digital footprint matters more than you think. From your online bank accounts and cryptocurrency wallets to your Instagram and email, your digital life needs direction. If you don’t name someone to manage these, your loved ones may be stuck trying to access accounts they can’t even open. 3. Care Instructions For Pets Legally, pets are property. Hence, you should list who takes your pets and consider leaving a small amount of money to cover food, medical care, and supplies. It doesn't have to be extravagant, just enough to ease the burden for your chosen caregiver. 4. Unpaid Personal Loans And Debts We’ve all lent a few bucks here or there. But if someone owes you money, and your will doesn’t mention it, your executor has no way of knowing if that debt should be collected or forgiven. A family loan can quickly become a source of tension without clarity. 5. Specific Personal Items With Values Heirlooms, jewelry, and collectibles often carry emotional weight but are easy to overlook in legal documents. If you don’t assign them, they may end up sold or disputed among relatives. Detail who should receive each item and why, if that adds clarity. These small gestures can prevent future conflict. 6. Guardianship Designation For Minor Children If you have kids under 18, this is one of the most important things you can put in your will. Without guidance from you, a court will decide who raises them. That may not be someone you’d want, especially if there’s tension in the family or different values at play. Choose a guardian who shares your values on parenting, education, and discipline. Talk to them ahead of time to make sure they’re on board. And don’t forget to name a backup just in case life takes a turn. 7. Support For Dependents or Extended Family Members If you want a stepchild, godchild, or non-biological relative to inherit something, you must say so in writing. Without specific mention, these individuals are typically excluded by default under inheritance laws. Even if your intentions are clear to you, they won’t be honored unless they’re documented. This can avoid hurt feelings and legal complications. dependent on both security and stability. 8. Location Of Valuables And Safe Deposit Boxes These assets are often overlooked because they’re out of sight. If no one knows about them or how to access them, their contents might never be found. In your will, list the location, who should receive the contents, and how to access them. This ensures nothing valuable is left behind or forgotten. 9. Charitable Donations If you’ve supported a cause for years, include it in your will to make sure your impact continues. You can specify a donation amount, designate a percentage of your estate, or leave property to a nonprofit. This ensures your legacy aligns with your values. Make sure to include the charity’s legal name and address. 10. Business Ownership and Succession Plans If you own a business or are part of a partnership, failing to plan for succession can leave your company in limbo. Include instructions on who will inherit your interest or manage the transition. If applicable, refer to any shareholder or partnership agreements. This protects both your family and your business partners. 11. Funeral or Memorial Preferences You might assume your family knows how you want to be remembered, but it’s better not to leave it to chance. Detail your preferences for burial, cremation, or other arrangements. This helps your loved ones avoid disagreements or guesswork during a difficult time. You can even mention if you’ve pre-paid or planned any services. 12. Statements of Intent to Avoid Confusion Adding a brief letter or clause that explains your decisions can reduce misunderstandings. While not always legally binding, a personal statement can give context to more complex or unusual choices. It’s beneficial if you’re making unequal distributions or disinheriting someone. This helps reduce tension and provides clarity to those left behind.